Who can apply for early super release?

You can apply for early access to your super fund or that of a family member if: you are a citizen or permanent resident of Australia or New Zealand you meet the criteria for compassionate release of superannuation you don’t have any other means of covering the cost, such as savings or ineligibility for a personal loan Early release of superannuation can help some patients access necessary dental treatment, but it is important to carefully consider all available funding options first. In some cases, a dental loan or payment plan may be a more cost-effective alternative. We encourage you to speak with a financial advisor who can help you compare the short- and long-term implications of each option, including the impact that accessing your superannuation may have on your future retirement savings.

Which dental treatments qualify for early release of super?

In some circumstances, you may be able to access your superannuation early to help pay for dental treatment through the Australian Taxation Office's Compassionate Release of Super program. Eligibility is assessed on a case-by-case basis and generally requires supporting evidence from registered health practitioners demonstrating that the treatment is necessary to alleviate acute or chronic pain, treat a medical condition, or address a condition affecting your mental wellbeing. Dental treatments that may be considered include: Dental implants Full mouth dental implants (All-on-4®) Multiple tooth replacement Major restorative dental treatment Oral surgery Bone grafting procedures Tooth extractions (where clinically required) It's important to understand that approval is not based on the type of treatment alone. The ATO will assess your individual circumstances and supporting documentation before determining whether your application meets the eligibility criteria. Our team can provide treatment plans and cost estimates to support your application, however all approvals are made by the Australian Taxation Office.

How long will it take?

The process can take around 4 weeks, but it may take longer if more information is required. Super Health Ensemble will help to make sure your application includes everything needed.

Super Health Ensemble

Did you know you can apply for early release of your super to pay for dental costs? Find out how Super Health Ensemble can help with the process.

Early Super Access Provider

At Perth Dental Implant Centre, we support patients to explore all of their options for dental implant finance, including compassionate release of superannuation. Super Health Ensemble is a trusted early super access provider that can help guide you through your application and will liaise directly with your super fund.

Read more about the process of early super release and contact our team today if you want to get started.

Reasons to Consider Super Health Ensemble

If you’re considering early super access to help cover your dental costs, Super Health Ensemble has a competitive service fee and works more closely with applicants compared to some other providers. You could also benefit from:

No withdrawal limits, pending approval
No need to contact your super fund directly
No fee if your application is not successful

If you don’t have other means to pay for your dental implants or other costs, early compassionate release of superannuation could be a life-changing decision. However, it’s important that you consider the potential impact on your future retirement income before making an early withdrawal.

How Does Early Super Access Work?

If you decide to go ahead, Super Health Ensemble will help with your application. This involves obtaining two signed letters from medical practitioners confirming that you qualify for compassionate release of superannuation, which requires that a dental condition is causing difficulties such as chronic pain or mental distress. One of these letters will be from our dentist, while the other can be from your doctor or
other professional.

If the ATO approves the early release of funds, Super Health Ensemble will then contact your super fund to arrange the transfer. The service fee is $660 if your application is successful. Your released funds will also be subject to tax.

Contact Us for More Information

If you want to discuss early superannuation release or other options for dental implant and All-On-4 finance, call our team today on 1300 108 133 or use the form below.

People Also Ask

Who can apply for early super release?
You can apply for early access to your super fund or that of a family member if:
- you are a citizen or permanent resident of Australia or New Zealand
- you meet the criteria for compassionate release of superannuation
- you don’t have any other means of covering the cost, such as savings or ineligibility for a personal loan
Early release of superannuation can help some patients access necessary dental treatment, but it is important to carefully consider all available funding options first. In some cases, a dental loan or payment plan may be a more cost-effective alternative.

We encourage you to speak with a financial advisor who can help you compare the short- and long-term implications of each option, including the impact that accessing your superannuation may have on your future retirement savings.
Which dental treatments qualify for early release of super?
In some circumstances, you may be able to access your superannuation early to help pay for dental treatment through the Australian Taxation Office's Compassionate Release of Super program.

Eligibility is assessed on a case-by-case basis and generally requires supporting evidence from registered health practitioners demonstrating that the treatment is necessary to alleviate acute or chronic pain, treat a medical condition, or address a condition affecting your mental wellbeing.

Dental treatments that may be considered include:
- Dental implants
- Full mouth dental implants (All-on-4®)
- Multiple tooth replacement
- Major restorative dental treatment
- Oral surgery
- Bone grafting procedures
- Tooth extractions (where clinically required)
It's important to understand that approval is not based on the type of treatment alone. The ATO will assess your individual circumstances and supporting documentation before determining whether your application meets the eligibility criteria.

Our team can provide treatment plans and cost estimates to support your application, however all approvals are made by the Australian Taxation Office.
How long will it take?

The process can take around 4 weeks, but it may take longer if more information is required. Super Health Ensemble will help to make sure your application includes everything needed.

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We provide high-quality treatment at competitive prices with our highly experienced dentists. Find out if dental implants are right for you. Book your free consult & 3D scan today. T&Cs apply.

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