Who can apply for early super release?

You can apply for early access to your super fund or that of a family member if:

• you are a citizen or permanent resident of Australia or New Zealand
• you meet the criteria for compassionate release of superannuation
• you don’t have any other means of covering the cost, such as savings or ineligibility for a personal loan

Early release of superannuation can help some patients access necessary dental treatment, but it is important to carefully consider all available funding options first. In some cases, a dental loan or payment plan may be a more cost-effective alternative.

We encourage you to speak with a financial advisor who can help you compare the short- and long-term implications of each option, including the impact that accessing your superannuation may have on your future retirement savings.